Three Decades of Experience Guiding Plan Sponsors and Trustees
There is a lot riding on your employer-sponsored retirement plan. Your participants need guidance so they will be financially prepared for the future. And as a fiduciary for your plan, you simply can’t afford mistakes that may create liability down the road.
At Rathbone Warwick, we’ve been helping employers navigate the changing retirement plan landscape for decades. Our team of Certified Financial Planner™ and Chartered Financial Analyst® professionals give you the edge you need to produce better outcomes for your valued participants while helping you avoid costly litigation.
Industries where Rathbone Warwick proudly serves as Plan Advisor
- Livestock Equipment Manufacturing Companies
- Orchardist / Fruit Packing Companies
- Cattle Ranching and Horse Breeding Operations
- Agricultural Testing Companies
- Wholesale Tree Growers
- Timber and Forest Products Companies
- Construction/Development Firms
- Commercial Grounds and Parking Lot Maintenance Companies
- Utility Maintenance Companies
- Retail Floor Covering Companies
- Electrical Contracting Companies
- Oil/Gas and Service Station Companies
- Private K-12 Schools
- Private Universities
How We Help You
Rathbone Warwick is a fee-based financial planning and investment management firm headquartered in Boise, Idaho and serving families nationwide. Our advisors hold the Certified Financial Planner™ designation and the Chartered Financial Analyst® charter and serve as trusted stewards to help you preserve and grow your wealth.
You have significant responsibilities as a qualified retirement plan sponsor. Fulfilling them on your own can be difficult, time-consuming and can expose you to future liability. At the same time, you need to engage your employees and help them better prepare for the future.
Rathbone Warwick provides you with a full-service, proven process for managing your plan. We’re completely independent, so you’ll receive the high quality, unbiased advice you need to steer clear of conflicts of interest.
Our full-service approach saves you time and headaches. Since we share in your fiduciary responsibility, we help you monitor costs, select investments, and comply with best practices. For your employees, we provide effective education and guidance, and offer one-on-one planning and advice so they can best achieve their goals.
Becoming a Client
401(k) plans designed to help meet common industry challenges
Competitive Investment Returns
Fiduciary Requirements and Potential Liability
Service Provider Selection and Ongoing Monitoring
Helping Participants Achieve Successful Retirements
Investment Due Diligence
Process Driven investment advice in coordination with your Investment Policy Statement
Quantitative & Qualitative Scorecard System
Fully Diversified Investment Strategies Including Qualified Default Investment Alternative (QDIA), Passive, and Active
Quarterly Documentation Through Our Fiduciary Investment Review
Ongoing education and documentation of your fiduciary responsibilities
Fiduciary Review Program (Multi-Year Educational Process)
Annual Fiduciary Plan Review
Fiduciary Briefcase (Online Fiduciary File Storage)
Regular Employer Newsletter
Annual Investment Forum
Our unique live bid process provides documentation of your fiduciary duty to know that your plan costs are fair & reasonable
Live Bids vs. Stale Industry Averages Provides Better Knowledge and Negotiating Power
B3 Benchmarking of Fees, Investments, & Services
Evaluation of Administrative, Recordkeeping, Compliance, Employer Website, Employee Website, Statements, Investment Management, and Employee Communication
Analysis of Total Plan Costs (Employer and Employee)
Analysis of Investment Opportunities Using Scorecard System
Employee Education & Advice
Ongoing guidance and support for your team
Ongoing, In-Person Education
Regular Employee Memos
Retirement Needs Calculation
Targeted Employee Communication Strategies
Individual Planning & Advice Services from Certified Financial Planner™ and Chartered Financial Analysts® professionals
What We Offer
A Cup of Coffee and a Second Opinion
Volatile and confusing markets can cause even the most patient investors to question the wisdom of the investment plan that they’ve been following. At Rathbone Warwick Investment Management, we’ve seen a lot of difficult markets come and go. And we can empathize with people who find the current environment troublesome and disturbing. We’d like to help, if we can, and to that end, here’s what we offer:
A cup of coffee, and a second opinion.
By appointment, you’re welcome to come in and sit with us for a while. We’ll ask you to outline your financial goals—what your investment portfolio is intended to do for you. Then we’ll review the portfolio for and with you. If we think your investments continue to be well-suited to your long-term goals, we’ll gladly tell you so and send you on your way. If, on the other hand, we think some of your investments no longer fit with your goals, we’ll explain why, in plain English. And, if you like, we’ll recommend some alternatives.
Either way, the coffee is on us.